Financial Readiness Tool

Build a budget that can survive review

Start with the work, assign realistic costs, confirm allowability, and document how each figure was calculated.

Budget development sequence

1

Activities first

List every activity and the people, time, materials, travel, facilities, and partners required.

2

Direct costs

Calculate personnel, fringe, contracts, supplies, equipment, travel, participant support, and other direct costs.

3

Indirect costs

Apply the rate and base permitted by the opportunity. Keep the agreement or de minimis basis in the file.

4

Match & leverage

Separate required match from optional leverage. Identify cash versus in-kind and retain valuation support.

5

Allowability check

Compare every line with the notice, regulations, cost principles, and your own policies.

6

Narrative crosswalk

Explain each cost, calculation, timing assumption, and connection to the workplan.

Worksheet

CategoryCalculationGrant requestMatch/otherSource note
Personnel $$ 
Fringe benefits $$ 
Contractual $$ 
Travel $$ 
Supplies $$ 
Equipment $$ 
Participant support $$ 
Other direct costs $$ 
Indirect costs $$ 
Total$$
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